{"id":510,"date":"2026-04-20T15:51:11","date_gmt":"2026-04-20T18:51:11","guid":{"rendered":"https:\/\/garantina.com.ar\/blog\/?p=510"},"modified":"2026-06-26T10:45:38","modified_gmt":"2026-06-26T13:45:38","slug":"mercado-inmobiliario-2026-creditos-hipotecarios-oportunidad","status":"publish","type":"post","link":"https:\/\/www.garantina.com.ar\/blog\/mercado-inmobiliario-2026-creditos-hipotecarios-oportunidad\/","title":{"rendered":"Mercado Inmobiliario 2026: \u00bfEs el Momento Ideal para Invertir en Nuevos Desarrollos?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"510\" class=\"elementor elementor-510\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d718f6e e-flex e-con-boxed e-con e-parent\" data-id=\"d718f6e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f1788bf elementor-widget elementor-widget-text-editor\" data-id=\"f1788bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"88\" data-end=\"468\">El mercado inmobiliario est\u00e1 en un punto de inflexi\u00f3n. Y no, no es una frase clich\u00e9: realmente hay factores concretos que pueden cambiar el juego en 2026. En una interesante charla entre <span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Santiago Bezruk<\/span><\/span> y <span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Dami\u00e1n Di Pace<\/span><\/span>, se analizan las claves que podr\u00edan reactivar un sector que viene golpeado, pero con se\u00f1ales claras de oportunidad.<\/p><p data-start=\"470\" data-end=\"485\">Vamos al grano.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b8b3a1 elementor-widget elementor-widget-heading\" data-id=\"7b8b3a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfSe dinamiza el mercado inmobiliario en 2026?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1870238 elementor-widget elementor-widget-text-editor\" data-id=\"1870238\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"542\" data-end=\"658\">La gran pregunta que todos los desarrolladores, inversores y empresarios se hacen:<br data-start=\"624\" data-end=\"627\" \/>\u00bfEs ahora o seguimos esperando?<\/p><p data-start=\"660\" data-end=\"721\">La respuesta corta: <strong data-start=\"680\" data-end=\"720\">depende de los cr\u00e9ditos hipotecarios<\/strong>.<\/p><p data-start=\"723\" data-end=\"932\">Hoy el mercado tiene stock, tiene necesidad de vender y tiene proyectos en pausa. Lo que le falta es el combustible que lo haga moverse. Y ese combustible tiene nombre y apellido: <strong data-start=\"903\" data-end=\"931\">financiamiento accesible<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea826c3 elementor-widget elementor-widget-heading\" data-id=\"ea826c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cr\u00e9ditos hipotecarios: el verdadero motor del mercado<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4017bb3 elementor-widget elementor-widget-text-editor\" data-id=\"4017bb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"997\" data-end=\"1105\">El punto m\u00e1s importante de toda la entrevista es este:<br data-start=\"1051\" data-end=\"1054\" \/><strong data-start=\"1054\" data-end=\"1105\">sin cr\u00e9dito, no hay expansi\u00f3n real del mercado.<\/strong><\/p><p data-start=\"1107\" data-end=\"1133\">Pero no cualquier cr\u00e9dito.<\/p><p data-start=\"1135\" data-end=\"1186\">El foco est\u00e1 en un detalle t\u00e9cnico que cambia todo:<\/p><h3 data-section-id=\"1x2y41a\" data-start=\"1188\" data-end=\"1212\">Escritura vs. Boleto<\/h3><ul data-start=\"1214\" data-end=\"1403\"><li data-section-id=\"vemk2i\" data-start=\"1214\" data-end=\"1298\"><strong data-start=\"1216\" data-end=\"1242\">Cr\u00e9ditos tradicionales<\/strong>: solo aplican a propiedades terminadas (con escritura).<\/li><li data-section-id=\"gx2eby\" data-start=\"1299\" data-end=\"1403\"><strong data-start=\"1301\" data-end=\"1331\">Lo que necesita el mercado<\/strong>: cr\u00e9ditos que financien compras <em data-start=\"1364\" data-end=\"1373\">en pozo<\/em> o en desarrollo (con boleto).<\/li><\/ul><p data-start=\"1405\" data-end=\"1432\">\u00bfPor qu\u00e9 es tan importante?<\/p><p data-start=\"1434\" data-end=\"1475\">Porque si el cr\u00e9dito se ampl\u00eda al boleto:<\/p><ul data-start=\"1476\" data-end=\"1570\"><li data-section-id=\"72r0rl\" data-start=\"1476\" data-end=\"1500\">Se acelera la preventa<\/li><li data-section-id=\"ujipmp\" data-start=\"1501\" data-end=\"1534\">Se financian nuevos desarrollos<\/li><li data-section-id=\"fwx4pa\" data-start=\"1535\" data-end=\"1570\">Se activa toda la cadena de valor<\/li><\/ul><p data-start=\"1572\" data-end=\"1649\">En pocas palabras: <strong data-start=\"1591\" data-end=\"1648\">se enciende el motor completo del sector inmobiliario<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b1dda1 elementor-widget elementor-widget-video\" data-id=\"4b1dda1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/shorts\\\/xWpjWtnouEE&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c4c607 elementor-widget elementor-widget-heading\" data-id=\"6c4c607\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Aumento de la demanda: el efecto domin\u00f3<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9202d7e elementor-widget elementor-widget-text-editor\" data-id=\"9202d7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"1700\" data-end=\"1768\">Si se habilitan estas l\u00edneas de cr\u00e9dito, el impacto ser\u00eda inmediato.<\/p><p data-start=\"1770\" data-end=\"1801\">M\u00e1s personas podr\u00edan acceder a:<\/p><ul data-start=\"1802\" data-end=\"1907\"><li data-section-id=\"kbm2zw\" data-start=\"1802\" data-end=\"1833\">Departamentos en construcci\u00f3n<\/li><li data-section-id=\"6dfjwo\" data-start=\"1834\" data-end=\"1865\">Proyectos en etapas tempranas<\/li><li data-section-id=\"c2v87q\" data-start=\"1866\" data-end=\"1907\">Inversiones con menor ticket de entrada<\/li><\/ul><p data-start=\"1909\" data-end=\"1920\">\u00bfResultado?<\/p><p data-start=\"1922\" data-end=\"1950\"><strong data-start=\"1922\" data-end=\"1950\">Explosi\u00f3n de la demanda.<\/strong><\/p><p data-start=\"1952\" data-end=\"1999\">Y cuando la demanda sube, pasa algo inevitable\u2026<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c90bf7b elementor-widget elementor-widget-heading\" data-id=\"c90bf7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfVan a subir los precios de las propiedades?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9d72ce elementor-widget elementor-widget-text-editor\" data-id=\"a9d72ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"2055\" data-end=\"2109\">S\u00ed. Y no es una suposici\u00f3n, es pura l\u00f3gica de mercado.<\/p><p data-start=\"2111\" data-end=\"2136\">Durante los \u00faltimos a\u00f1os:<\/p><ul data-start=\"2137\" data-end=\"2243\"><li data-section-id=\"wu7pfl\" data-start=\"2137\" data-end=\"2172\">Los precios estuvieron deprimidos<\/li><li data-section-id=\"1xn0gsr\" data-start=\"2173\" data-end=\"2203\">El mercado estuvo paralizado<\/li><li data-section-id=\"quva0z\" data-start=\"2204\" data-end=\"2243\">Hubo sobreoferta en algunos segmentos<\/li><\/ul><p data-start=\"2245\" data-end=\"2274\">Pero si entra demanda fuerte:<\/p><ul data-start=\"2275\" data-end=\"2372\"><li data-section-id=\"1yo5lbr\" data-start=\"2275\" data-end=\"2304\">Se absorbe el stock vacante<\/li><li data-section-id=\"1irkqty\" data-start=\"2305\" data-end=\"2333\">Se revalorizan los activos<\/li><li data-section-id=\"yugwj5\" data-start=\"2334\" data-end=\"2372\">Los desarrolladores recuperan margen<\/li><\/ul><p data-start=\"2374\" data-end=\"2460\">Esto no es una burbuja, es una <strong data-start=\"2405\" data-end=\"2433\">recomposici\u00f3n de precios<\/strong> despu\u00e9s de a\u00f1os dif\u00edciles.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-095ef27 elementor-widget elementor-widget-heading\" data-id=\"095ef27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">El gran problema actual: el stock inmovilizado<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc64121 elementor-widget elementor-widget-text-editor\" data-id=\"bc64121\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"2518\" data-end=\"2559\">Hoy existe una gran cantidad de unidades:<\/p><ul data-start=\"2560\" data-end=\"2641\"><li data-section-id=\"14bo230\" data-start=\"2560\" data-end=\"2583\">Terminadas sin vender<\/li><li data-section-id=\"u4ld70\" data-start=\"2584\" data-end=\"2605\">En desarrollo lento<\/li><li data-section-id=\"13n4lb0\" data-start=\"2606\" data-end=\"2641\">Paradas por falta de financiaci\u00f3n<\/li><\/ul><p data-start=\"2643\" data-end=\"2676\">Esto genera un cuello de botella.<\/p><p data-start=\"2678\" data-end=\"2714\">Pero tambi\u00e9n una oportunidad enorme.<\/p><p data-start=\"2716\" data-end=\"2751\">Si aparecen los cr\u00e9ditos adecuados:<\/p><ul data-start=\"2752\" data-end=\"2838\"><li data-section-id=\"1exwotr\" data-start=\"2752\" data-end=\"2779\">Ese stock empieza a rotar<\/li><li data-section-id=\"83sei5\" data-start=\"2780\" data-end=\"2799\">Se libera capital<\/li><li data-section-id=\"19kq2ew\" data-start=\"2800\" data-end=\"2838\">Se reinicia el ciclo de construcci\u00f3n<\/li><\/ul><p data-start=\"2840\" data-end=\"2900\">Es como destrabar una autopista completamente congestionada.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dde075c elementor-widget elementor-widget-heading\" data-id=\"dde075c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Expectativas reales para 2026<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-785b6e6 elementor-widget elementor-widget-text-editor\" data-id=\"785b6e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"2941\" data-end=\"3010\">El mercado no est\u00e1 esperando un milagro. Est\u00e1 esperando una decisi\u00f3n.<\/p><p data-start=\"3012\" data-end=\"3103\">Seg\u00fan lo planteado por <span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Santiago Bezruk<\/span><\/span>, hay una expectativa concreta:<\/p><p data-start=\"3105\" data-end=\"3188\"><strong data-start=\"3105\" data-end=\"3188\">Que en el corto o mediano plazo se implementen l\u00edneas de cr\u00e9dito m\u00e1s flexibles.<\/strong><\/p><p data-start=\"3190\" data-end=\"3204\">Si eso sucede:<\/p><ul data-start=\"3205\" data-end=\"3330\"><li data-section-id=\"zt4jnp\" data-start=\"3205\" data-end=\"3240\">2026 podr\u00eda ser el a\u00f1o de quiebre<\/li><li data-section-id=\"1dn2nj5\" data-start=\"3241\" data-end=\"3285\">El mercado pasar\u00eda de estancado a din\u00e1mico<\/li><li data-section-id=\"lciju9\" data-start=\"3286\" data-end=\"3330\">Se abrir\u00eda una ventana \u00fanica para invertir<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ac166e e-flex e-con-boxed e-con e-parent\" data-id=\"3ac166e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b26e2e elementor-widget elementor-widget-html\" data-id=\"2b26e2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n    <div class=\"gt-premium-cta-banner\" style=\"background:#fff; border:1px solid #eee; border-radius:12px; box-shadow:0 4px 15px rgba(0,0,0,0.05); margin:40px auto; max-width: 800px; overflow:hidden; font-family:sans-serif; text-align: left;\">\n        <div style=\"display:flex; flex-wrap:wrap; align-items:center; padding:30px 25px 25px 25px;\">\n            <div style=\"flex:1; min-width:280px; padding-right:15px;\">\n                <h3 style=\"font-size:2.3em; line-height:1.2; font-weight:bold; color:#0e1e38; margin:0 0 15px 0; font-family:sans-serif;\">Tu garant\u00eda para alquilar <span style=\"color:#ff5000;\">en 24 hs<\/span><\/h3>\n                <p style=\"font-size:1.1em; color:#4a5568; margin:0 0 25px 0; line-height:1.4;\">M\u00e1s r\u00e1pida, m\u00e1s simple, 100% online.<br\/>Confi\u00e1. Alquil\u00e1. Viv\u00ed tranquilo.<\/p>\n                <div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.garantina.com.ar\/\" style=\"background-color:#ff5000; color:#fff; padding:12px 25px; border-radius:6px; text-decoration:none; font-weight:bold; font-size:1.05em; display:inline-block;\">OBTEN\u00c9 20% DE DESCUENTO &nbsp; \u2794<\/a><\/div>\n            <\/div>\n            <div style=\"flex:1; min-width:280px; text-align:center; padding-top:20px;\">\n                <img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1560518883-ce09059eeffa?w=500&auto=format&fit=crop&q=60\" alt=\"Garant\u00eda de Alquiler Aprobada\" style=\"width:100%; max-width:290px; height:auto; border-radius:8px; object-fit:cover; box-shadow:0 2px 10px rgba(0,0,0,0.08);\"\/>\n            <\/div>\n        <\/div>\n        <div style=\"background:#ff5000; padding:15px 10px; display:flex; flex-wrap:wrap; justify-content:space-around; text-align:center; gap:10px;\">\n            <div style=\"flex:1; min-width:110px; color:#fff; font-size: 0.85em;\">\n                <span style=\"font-size:1.5em; display:block; margin-bottom:2px;\">\ud83d\udd52<\/span>\n                <strong>Aprobaci\u00f3n<br\/>en 24 hs<\/strong>\n            <\/div>\n            <div style=\"flex:1; min-width:110px; color:#fff; font-size: 0.85em;\">\n                <span style=\"font-size:1.5em; display:block; margin-bottom:2px;\">\ud83d\udcbb<\/span>\n                <strong>100% online<br\/>y sin tr\u00e1mites<\/strong>\n            <\/div>\n            <div style=\"flex:1; min-width:110px; color:#fff; font-size: 0.85em;\">\n                <span style=\"font-size:1.5em; display:block; margin-bottom:2px;\">\ud83d\udee1\ufe0f<\/span>\n                <strong>Segura y<br\/>transparente<\/strong>\n            <\/div>\n            <div style=\"flex:1; min-width:110px; color:#fff; font-size: 0.85em;\">\n                <span style=\"font-size:1.5em; display:block; margin-bottom:2px;\">\ud83c\udfa7<\/span>\n                <strong>Asesoramiento<br\/>personalizado<\/strong>\n            <\/div>\n        <\/div>\n    <\/div>\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>El mercado inmobiliario est\u00e1 en un punto de inflexi\u00f3n. Y no, no es una frase clich\u00e9: realmente hay factores concretos que pueden cambiar el juego en 2026. En una interesante charla entre Santiago Bezruk y Dami\u00e1n Di Pace, se analizan las claves que podr\u00edan reactivar un sector que viene golpeado, pero con se\u00f1ales claras de&#8230;<\/p>\n","protected":false},"author":1,"featured_media":514,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[6,4,7,3,2,5],"class_list":["post-510","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-garantina","tag-alquilar","tag-alquiler","tag-amplio","tag-decoracion","tag-departamento","tag-monoambiente"],"_links":{"self":[{"href":"https:\/\/www.garantina.com.ar\/blog\/wp-json\/wp\/v2\/posts\/510","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.garantina.com.ar\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.garantina.com.ar\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.garantina.com.ar\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.garantina.com.ar\/blog\/wp-json\/wp\/v2\/comments?post=510"}],"version-history":[{"count":10,"href":"https:\/\/www.garantina.com.ar\/blog\/wp-json\/wp\/v2\/posts\/510\/revisions"}],"predecessor-version":[{"id":791,"href":"https:\/\/www.garantina.com.ar\/blog\/wp-json\/wp\/v2\/posts\/510\/revisions\/791"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.garantina.com.ar\/blog\/wp-json\/wp\/v2\/media\/514"}],"wp:attachment":[{"href":"https:\/\/www.garantina.com.ar\/blog\/wp-json\/wp\/v2\/media?parent=510"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.garantina.com.ar\/blog\/wp-json\/wp\/v2\/categories?post=510"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.garantina.com.ar\/blog\/wp-json\/wp\/v2\/tags?post=510"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}